Fall in love with our flexible payments. With Flex Buy®, you get a unique way to finance your new Ford vehicle.
What is Ford Flex Buy?
A Ford Credit-exclusive payment structure focused on providing lower payments for the first three years compared to a standard retail contract.
- Lower payments for the first three years
- Every payment counts so that at payoff, you're the owner
- No mileage limits or excess wear and use charges
Great financing choices. Allow us to explain.
Standard Purchase
Flex Buy*
Red Carpet Lease
Vehicle Type
New, used and certified pre-owned Ford and Lincoln vehicles
New Ford and Lincoln vehicles Note: Exclusive to Ford Credit contracts
New Ford and Lincoln vehicles
Length of Contract
12–84 months
66 and 75 months
24-48 months
Mileage Restrictions
None
None
Mileage is agreed on at the start. You then pay any excess mileage charges if you decide to return the vehicle after your last payment
Payment Schedule
Same monthly payments for the whole contract
Lower monthly payments for the first 36 months, which then increase on the 37th month for the rest of the contract
Same monthly payments for the whole contract
Vehicle Ownership
Customer
Customer
Ford Credit
Wear and Use
You own the car and are responsible or repairs if desired
You own the car and are responsible for repairs if desired
You are responsible for excess wear and use charges if you return the vehicle
End of Contract
When the contract ends, you own the vehicle. It’s yours to keep or trade in for the next vehicle. No excess mileage or wear and use charges
When the contract ends, you own the vehicle. It’s the next vehicle. No excess mileage or wear and use charges
Three options: 1. Return and lease a new vehicle 2. Purchase your lease 3. Return the vehicle to the dealership